Nowadays,peopleinChinaalsohavetheAmericandream,whichisawishoflivinginalargehouseandenjoytheconvenientlife.ByreviewingthehistoryofthedevelopmentoftheAmericaneconomic,webelievethattheAmericandreamcanberealizedbyconsumercredit.Butinrecentyears,shockedbythedeclineoftheeconomicofAmerica,thegovernmentoftheAmericanbeganrestrictthedevelopmentoftheconsumercredit.Meanwhile,itseemsthattheconsumercreditinChinastillhasagoodfuture.Boththemarketitselfandthegovernmentofchinalookagoodviewontheconsumercreditandwebelieve,weChinesecanfinancetheAmericandreaminchina.